Aside from identification purposes, these numbers are also very important for elders, the disabled and survivors who are provided insurance cover through the taxes paid by both employees and employers. You can even locate a long lost friend or relative or any person whose background you need to look intojust by doing a social security number search on the Internet. For this and many more reasons, it is extremely necessary for one always to secure his card to prevent it from being lost. However, when either does happen, the card can be replaced for free from the Social Security Administration. A person can even change his SSN a maximum of three times within a year or ten times during his lifetime, excluding changes in name or citizenship status.
The process for replacing a lost SSN card is very simple through https://www.application-filing-service.com/socialsecuritycard/change-name-on-social-security-card/. One needs to provide some documents by mail or in person to the local Social Security Administration office. As long as there are no discrepancies in these documents, it is quite easy to get a replacement soon.
While the procedure can be easy, It is usually the biggest danger to losing one’s social security number because of identity theft. Therefore, it is the responsibility of the person to immediately inform local state and federal authorities, banks and other financial institutions about the loss. This way, they will be alerted and will decline all transactions using your lost card until you get a replacement anytime within the seventh to tenth week.
Should you ever suspect that somebody has been using your Social Security information, file a complaint right away with the Federal Trade Commission. Some people think identity theft only happens in movies. Of course, they do happen to real people. In fact, some individuals have ended up with whopping credit card bills to pay because someone took advantage of their lost card. When you lose your SSN card, you need to report the incident immediately to authorities.
The social security number is one of the primary forms of identification in the US. It is asked for even now and then, and people tend to submit it freely. This weakness is realized by identity thieves who steal your number and use it for malicious purposes.
The thieves will use your social security number in two ways. Either they will use both your name and the number together for fraudulent purposes, or they can use your number with their name.
As it is not easy for you to change your social security number, you should take extreme care while handing it over to anyone. If you think submitting it is not necessary, you should question the institution or person about the purpose of asking for it. You should also check regularly your credit report to find out suspicious entries. If anyone has used your name and your number to get some benefit, you may come to know about it sooner. However, if your number is used with another name, you may not find such fraud for years.
Some professional monitoring agencies in the market can guard your identity on the Internet. They will apply some special software to find out whether there is any misuse of your social security number, your credit or debit card or any other personal information on the Internet or in public records. You can subscribe to one of these services and get some peace of mind. After all, your life must not be destroyed by these thieves for small neglect on your part.